|
Savings Rates
|
|
Regular Savings Account |
IRA Savings Account |
Christmas Club Savings |
Vacation Club Savings |
Interest
Checking |
|
Dividend Rate |
0.40% |
1.25% |
0.10% |
0.10% |
0.20% |
|
Annual Percentage Yield (“APY”) |
0.40% |
1.26% |
0.10% |
0.10% |
0.20% |
|
Dividends Compounded |
Quarterly |
Quarterly |
Quarterly |
Quarterly |
Monthly |
|
Dividends Credited |
Quarterly |
Quarterly |
Quarterly |
Quarterly |
Monthly |
|
Dividend Period |
Quarterly |
Quarterly |
Quarterly |
Quarterly |
Monthly |
|
Minimum Opening Deposit |
$25 |
N/A |
N/A |
N/A |
$200 |
|
Minimum balance to avoid service charge and to earn APY set forth in this schedule |
$100 to earn APY |
N/A |
N/A |
N/A |
$200 to earn APY and to avoid service fee |
Certificate Rates
|
|
Budget Certifcate
Account &
Budget IRA
Certifcate Account |
Basic Certifcate
Account &
Basic IRA
Certifcate Account |
Preferred Certifcate
Account &
Preferred IRA
Certifcate Account |
Prestige Certifcate
Account &
Prestige IRA
Certifcate Account |
|
Minimum Opening Deposit |
$500 |
$1,000 |
$5,000 |
$10,000 |
|
Dividends Compounded |
Quarterly |
Quarterly |
Quarterly |
Quarterly |
|
Dividends Credited |
Quarterly |
Quarterly |
Quarterly |
Quarterly |
|
Dividend Period |
Quarterly |
Quarterly |
Quarterly |
Quarterly |
|
Dividend Rate / Dividend
Annual Percentage Yield
(“APY”) |
Rate / APY |
Rate / APY |
Rate / APY |
Rate / APY |
|
Term – Six Months |
.40% / .40% |
.60% / .60% |
.70% / .70% |
.90% / .90% |
|
Term – One Year |
|
.60% / .60% |
1.05% / 1.05% |
1.20% / 1.21% |
|
Term – Eighteen Months |
|
|
1.10% / 1.10% |
1.30% / 1.31% |
|
Term – Two Years |
|
|
|
1.85% / 1.86% |
Note: The rates posted on the GAFCU website are current for the noted date. Rates are subject to change without notice and this page does not serve as a guarantee of rates, fees, or credit approval.
| 
